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Post Grad Loans
Download Application Form | Approved Institutions | Who Is Eligible?  | How To Apply | Required Documents | Loan Amount  | Interest Rate & Repayment
Approved Institution

UWI, UTECH, NCU and along with other accredited institutions.

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Who is eligible?

Employed Jamaican students who can repay via salary deduction

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How to apply?

Purchase the post-graduate application form;complete and call to make an appointment to submit with required documents and fees to the SLB. Please call 936-4449,936-4411, 936-4406 or 936-4407 to set your appointment.

  • Processing: $4,750.00 (non-refundable)
  • Insurance: $0.50 per thousand of the amount borrowed over the loan tenure
  • Application Cost: $900.00
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Required Documents
  • Tax Registration Card (TRN)
  • 2 passport size photographs
  • Valid photo identification (Passport, D/L, Voter's ID)
  • Certified copy of birth certificate
  • Acceptance Letter (School ID &  Status letter if already enrolled in programme)
  • Income verification (last three pay-slips and job letter)
  • Two letters of recommendation (to be written by a Justice of the Peace, Minister of Religion, Attorney-at-Law, Employer, Lecturer) (Letters of recommendation will not be written by loan guarantors or referees).
  • Last 3  utility bills - water, electricity , telephone
  • Credit reference
  • Letter from employer confirming their facilitation of salary deduction orders (subject to discretion
  • Valid Work ID
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Loan Amount

The maximum loan amount is $1.2 million per programme. The loan covers tuition only.

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Interest Rate Repayment
  • 13% reducing balance with a repayment of up to 60 months
  • There is no moratorium on the post-graduate loans.
  • Beneficiaries with undergraduate loans must be able to comfortably repay undergraduate and post-graduate loans.
  • Beneficiaries of undergraduate loans still enjoying the six-month grace period must begin early repayment to qualify for post-graduate loans.
Guarantor Requirements and Documents
  • A guarantor must be:
    • Jamaican national living in Jamaica
    • Between 18 and 65 years old
    • A responsible individual
    • Be in good health
    • Formally employed
    • Possess a TRN
  • The required documents are:
    • Two photo identificataions one of which must be a Passport or Drivers License
    • Income verification (last three pay slips). Letter from employer confirmation their faciliation of salary deduction (subject to discretion).

NB. Guarantors must be employed in their current job for at least one year. Guarantor’s place of employment must facilitate salary deductions.

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